Medicare Part B 2017 There are four parts to Medicare: Part A, B, C, and D. Each provides a different type of service. What Does Part B Cover? Part B covers most doctor visits, lab tests, X-rays, outpatient procedures, and emergency room visits. It may cover medically necessary equipment and supplies such as canes, walkers, […]
Continue reading
Medicare Part C 2017 Medicare is divided into four parts: Part A, B, C, and D. Each part covers different services. Part C is a combination of the parts and provided by a single health organization. Part C, also known as Medicare Advantage Plans, are all-inclusive plans offered by private insurance companies. They operate like […]
Continue reading
Medicare Part D 2017 Medicare Part D is Prescription Drug Coverage. The plans are not offered by Medicare, but by private insurance companies that must meet specific standards. To Qualify To qualify, you must participate in Part A and Part B. Offered by Outside Insurance Companies Medicare itself does not offer Part D policies. The […]
Continue reading
MEDIGAP Medicare has four parts: Part A, B, C, and D. Each part covers a different service. Medigap supplements your coverage. Medigap: What is it? Medigap is also known as Medicare Supplemental Insurance. It is extra health insurance you buy from a private company that provides coverage for deductibles, co-pays, and services that are not […]
Continue reading
The Cost of Living Adjustment (COLA) for this year is a disappointment, but the COLA is not the only increase in Social Security. There are other changes, but they didn’t get as much media attention as perhaps they should have. Earn More – Pay Less You may think that if you work while collecting Social […]
Continue reading
Don’t Bust Your Budget Creating a retirement budget can be a challenge. Most of us no longer have the income we once had and must be more aware of how we spend our money. We can calculate our recurring monthly expenses such as mortgage, electricity and food. We can also account for our annual recurring expenses […]
Continue reading
The Infamous Donut Hole – Medicare Part D Beware the gap or infamous donut hole in Part D policies outlined here: Once you and your insurance company have paid a combined amount of $3,310 for covered drugs in the year, the percentage of your coverage decreases. You will pay 45% of the cost on brand […]
Continue reading
Medicare Part B. What’s Changed for 2016? How Much Does it Cost? Part B premiums will undergo significant changes in 2016. The deductible will go up to $167 per year for all participants. The premium amounts will vary depending on your circumstances. If your Medicare premium is currently being deducted from your Social Security check, […]
Continue reading
Moving Overseas? How’s the Healthcare? There are many factors that play into helping individuals decide where they wish to retire. For those who are considering living abroad, the decision about the availability and cost of healthcare is a big box on the “to consider” list. Where does your destination rank? Since 2000, the World Health Organization […]
Continue reading
What Will It Cost? Accessing and paying for quality healthcare is a major concern for most people in the United States because the U.S. system is, by far, the most expensive in the world. In the United States, 18% of the Gross Domestic Product (GDP) is spent on healthcare, far greater than any other country. Outside […]
Continue reading