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Social Security-Is Waiting Till 70 Smart? When Should You Start Collecting

My friend, Diane, is going to Africa next summer. When I saw a talk and photo exhibit was in town, I thought she might want to go. “To be honest, I’m a little cash poor right now,” she mumbled, saying it was $30. I was surprised because I was usually the one low on funds. […]

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Eligibility Changes in Social Security for 2019

Every year Social Security updates some of the numbers associated with your benefits. Here are the current requirements to qualify for Social Security benefits. The Social Security Administration is a U.S. government agency that provides income to retirees, survivors, and the disabled that have worked. Each division provides a particular service and has different eligibility […]

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Social Security BONUS: Delayed Retirement Credits

  Are you afraid you’ll make a mistake with Social Security? Are you afraid you won’t make the right choice and get less than you deserve? You’re not alone! Many people feel this way and make this common mistake. Common Mistake My dental hygienist, Judy, made such a mistake. She told me she started collecting […]

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Social Security-Think You Retire at 65? Think Again!

Retire at 65?  Are you searching for the best time to start collecting Social Security benefits? Confused about the consequences of your actions? Many of us are. Social Security has a multitude of rules and regulations. It can be hard to figure out what they all mean, but more importantly, what do they mean to […]

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MEDICARE: Part C 2017

Medicare Part C 2017 Medicare is divided into four parts: Part A, B, C, and D. Each part covers different services. Part C is a combination of the parts and provided by a single health organization. Part C, also known as Medicare Advantage Plans, are all-inclusive plans offered by private insurance companies. They operate like […]

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5 SURPRISING SOCIAL SECURITY TIPS FOR 2017

The Cost of Living Adjustment (COLA) for this year is a disappointment, but the COLA is not the only increase in Social Security. There are other changes, but they didn’t get as much media attention as perhaps they should have. Earn More – Pay Less You may think that if you work while collecting Social […]

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Women and Social Security-5 Tips

The choices you make today will affect your Social Security payment amount later on. This is true, even if you are in your 60s and are rapidly approaching retirement age. It’s especially true for our daughters and granddaughters, who still have several years, or even decades, to go before retirement age. I always thought that […]

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SURPRISE! DIVORCED SPOUSES CAN GET SOCIAL SECURITY BENEFITS

Many Women believe they are not entitled to Social Security if they are divorced. The truth is you can get Social Security on your ex-spouse’s record under certain circumstances even if you are divorced. There are two U.S. Social Security benefits you may be entitled to—spousal support and survivor benefits. If you qualify and your […]

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5 TIPS TO NEW SOCIAL SECURITY LAW

5 TIPS TO NEW SOCIAL SECURITY LAW The Bipartisan Budget Act of 2015 made some significant changes to Social Security law. The new laws do away with some lucrative claiming strategies. You may still be eligible for these additional funds, but if you are, you need to act quickly. If you will be 66 or […]

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Social Security: How is it Calculated?

Social Security:  How is it Calculated? As you approach retirement, you’ll want to know what your future Social security payment will be. As I talk to readers, I find there is confusion about how benefits are calculated. Some think it is based on your last five or ten years of work and that taking a […]

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