My friend, Diane, is going to Africa next summer. When I saw a talk and photo exhibit was in town, I thought she might want to go. “To be honest, I’m a little cash poor right now,” she mumbled, saying it was $30. I was surprised because I was usually the one low on funds. […]
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Every year Social Security updates some of the numbers associated with your benefits. Here are the current requirements to qualify for Social Security benefits. The Social Security Administration is a U.S. government agency that provides income to retirees, survivors, and the disabled that have worked. Each division provides a particular service and has different eligibility […]
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One of the most common questions asked is whether or not you can work and collect Social Security. The simple answer is yes, you can! But there are some things you need to know. If you have reached your Full Retirement Age, you can work and earn as much as you choose without penalty and […]
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As people age, happiness is often based on connections with family and friends. Some of us may not have those ready-made ties and perhaps need to look elsewhere to stay active and engaged. Having a job may be the answer. But I often hear seniors say, “I can’t work. I’ll lose my Social Security.” Nothing […]
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Are you afraid you’ll make a mistake with Social Security? Are you afraid you won’t make the right choice and get less than you deserve? You’re not alone! Many people feel this way and make this common mistake. Common Mistake My dental hygienist, Judy, made such a mistake. She told me she started collecting […]
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Retire at 65? Are you searching for the best time to start collecting Social Security benefits? Confused about the consequences of your actions? Many of us are. Social Security has a multitude of rules and regulations. It can be hard to figure out what they all mean, but more importantly, what do they mean to […]
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WINDFALL ELIMINATION PROVISION-Does it affect you? Have you applied for Social Security benefits only to find that you will get less than you expected? Many government workers are shocked to learn they will get a lower payment when they retire. Why Is My Social Security Payment Lower? The payment decrease is caused by the Windfall […]
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DO YOU BELIEVE THEM? With their many twists and turns, the thought of trying to figure out Social Security policies can make your head spin. Myths about Social Security abound. Unfortunately, many people believe them. Sadly, these myths can cost you big time. Social Security Myth #1 – The “Maximum” is the Highest Payment You […]
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IS IT BEST TO WAIT AS LONG AS POSSIBLE FOR SOCIAL SECURITY? NOT NECESSARILY! Are you searching for that magic moment that will give you the most from Social Security? How do you find it? Where will you look? Waiting for Social Security Can Cost You You can begin collecting Social Security any time between […]
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The Cost of Living Adjustment (COLA) for this year is a disappointment, but the COLA is not the only increase in Social Security. There are other changes, but they didn’t get as much media attention as perhaps they should have. Earn More – Pay Less You may think that if you work while collecting Social […]
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