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Social Security-Is Waiting Till 70 Smart? When Should You Start Collecting

My friend, Diane, is going to Africa next summer. When I saw a talk and photo exhibit was in town, I thought she might want to go. “To be honest, I’m a little cash poor right now,” she mumbled, saying it was $30. I was surprised because I was usually the one low on funds. […]

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Social Security Work Requirement Changes for 2019

One of the most common questions asked is whether or not you can work and collect Social Security. The simple answer is yes, you can! But there are some things you need to know. If you have reached your Full Retirement Age, you can work and earn as much as you choose without penalty and […]

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Social Security BONUS: Delayed Retirement Credits

  Are you afraid you’ll make a mistake with Social Security? Are you afraid you won’t make the right choice and get less than you deserve? You’re not alone! Many people feel this way and make this common mistake. Common Mistake My dental hygienist, Judy, made such a mistake. She told me she started collecting […]

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Social Security-Think You Retire at 65? Think Again!

Retire at 65?  Are you searching for the best time to start collecting Social Security benefits? Confused about the consequences of your actions? Many of us are. Social Security has a multitude of rules and regulations. It can be hard to figure out what they all mean, but more importantly, what do they mean to […]

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SOCIAL SECURITY CUT BECAUSE YOU HAVE A PENSION? YOU’RE NOT ALONE!

WINDFALL ELIMINATION PROVISION-Does it affect you? Have you applied for Social Security benefits only to find that you will get less than you expected? Many government workers are shocked to learn they will get a lower payment when they retire. Why Is My Social Security Payment Lower? The payment decrease is caused by the Windfall […]

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3 Social Security Myths Almost Everybody Believes

DO YOU BELIEVE THEM? With their many twists and turns, the thought of trying to figure out Social Security policies can make your head spin. Myths about Social Security abound. Unfortunately, many people believe them. Sadly, these myths can cost you big time. Social Security Myth #1 – The “Maximum” is the Highest Payment You […]

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Women and Social Security-5 Tips

The choices you make today will affect your Social Security payment amount later on. This is true, even if you are in your 60s and are rapidly approaching retirement age. It’s especially true for our daughters and granddaughters, who still have several years, or even decades, to go before retirement age. I always thought that […]

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