As people age, happiness is often based on connections with family and friends. Some of us may not have those ready-made ties and perhaps need to look elsewhere to stay active and engaged. Having a job may be the answer. But I often hear seniors say, “I can’t work. I’ll lose my Social Security.” Nothing […]
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Retire at 65? Are you searching for the best time to start collecting Social Security benefits? Confused about the consequences of your actions? Many of us are. Social Security has a multitude of rules and regulations. It can be hard to figure out what they all mean, but more importantly, what do they mean to […]
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The Cost of Living Adjustment (COLA) for this year is a disappointment, but the COLA is not the only increase in Social Security. There are other changes, but they didn’t get as much media attention as perhaps they should have. Earn More – Pay Less You may think that if you work while collecting Social […]
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Many Women believe they are not entitled to Social Security if they are divorced. The truth is you can get Social Security on your ex-spouse’s record under certain circumstances even if you are divorced. There are two U.S. Social Security benefits you may be entitled to—spousal support and survivor benefits. If you qualify and your […]
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Can you work and collect Social Security? The simple answer is yes you can, but you may not want to. There are two reasons to wait to apply for benefits if you plan to continue to work—penalties and taxes. Your age and how much you expect to earn will help you decide. Your Age If […]
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The File and Suspend—Who is Eligible for Social Security File and Suspend? Josh Jalinski, the Financial Quarterback, WOR Radio NYC I had the pleasure of being interviewed by Josh Jalinski, the Financial Quarterback, on WOR Radio. Being on Josh’s show is always an adventure. He provides invaluable information in all areas of financial planning and he […]
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Absolutely! Working helps keep you motivated, stimulated and involved. But, there are some things to consider. If you plan on working, you may want to think about waiting to apply for Social Security benefits until Full Retirement Age, because before that there is a limit to how much you can earn per year without penalty. […]
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