My friend, Diane, is going to Africa next summer. When I saw a talk and photo exhibit was in town, I thought she might want to go. “To be honest, I’m a little cash poor right now,” she mumbled, saying it was $30. I was surprised because I was usually the one low on funds. […]
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One of the most common questions asked is whether or not you can work and collect Social Security. The simple answer is yes, you can! But there are some things you need to know. If you have reached your Full Retirement Age, you can work and earn as much as you choose without penalty and […]
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As people age, happiness is often based on connections with family and friends. Some of us may not have those ready-made ties and perhaps need to look elsewhere to stay active and engaged. Having a job may be the answer. But I often hear seniors say, “I can’t work. I’ll lose my Social Security.” Nothing […]
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Are you afraid you’ll make a mistake with Social Security? Are you afraid you won’t make the right choice and get less than you deserve? You’re not alone! Many people feel this way and make this common mistake. Common Mistake My dental hygienist, Judy, made such a mistake. She told me she started collecting […]
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Retire at 65? Are you searching for the best time to start collecting Social Security benefits? Confused about the consequences of your actions? Many of us are. Social Security has a multitude of rules and regulations. It can be hard to figure out what they all mean, but more importantly, what do they mean to […]
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The Cost of Living Adjustment (COLA) for this year is a disappointment, but the COLA is not the only increase in Social Security. There are other changes, but they didn’t get as much media attention as perhaps they should have. Earn More – Pay Less You may think that if you work while collecting Social […]
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Many Women believe they are not entitled to Social Security if they are divorced. The truth is you can get Social Security on your ex-spouse’s record under certain circumstances even if you are divorced. There are two U.S. Social Security benefits you may be entitled to—spousal support and survivor benefits. If you qualify and your […]
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Can you work and collect Social Security? The simple answer is yes you can, but you may not want to. There are two reasons to wait to apply for benefits if you plan to continue to work—penalties and taxes. Your age and how much you expect to earn will help you decide. Your Age If […]
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Never Underestimate the “Power of New” There is nothing as stimulating and exciting as newness. Remember moving to a new place or starting a new job? How do you feel when you wear new clothes? Pretty good no? You name it, if it’s new, it’s thrilling. As retirees, we can have everything new. It’s all […]
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Are you ready to make a change? More and more retiring Baby Boomers are ready to stop suiting up and punching a clock, but they are not necessarily ready to sit on the porch and rock. Lots of options exist for staying active and relevant, but more and more Baby Boomers are becoming certified as […]
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